M2 Equity Advisors | Preferred Equity for Multi-Family Real Estate

m2equity

Multi-Family High Leverage Preferred Equity

Amount $5–30 million
LTC (Loan-to-Cost) 90% Maximum
LTV (Loan-to-Value) 85% Maximum on stabilized value
Underwriting No DY constraints going in
Minimum DY 6.5% on stabilized NOI
Term Co-terminus with senior financing
Preferred Return 8%
Accrual Return 4–9% depending on leverage
Structure – Hold Pay rate from cash flow and capitalized reserve if needed
Liquidity Event 100% net proceeds to accrual, then principal, balance to Sponsors/LP
Closing Fees Based on timing to close, size, and risk; generally 2–3%
Exit Fees None
Asset Details 1965 vintage and newer
Markets National
Demographic Household income within 80% of national average
Fannie & Freddie Will structure to accommodate agency criteria
Deal Types
  • Acquisition value-add
  • Lease-up, pre-stabilization, acquisition & recap
  • New rate-cap purchases, reserves, capex
  • Bridge to Perm gap equity
  • Bridge to Bridge gap equity
  • Construction to Perm gap equity